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Questions on My Fico reports

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I just got my "My Fico" reports and scores for all three CRA's today and have a couple questions.

1. is it normal for them to have stuff on them that is not on the reports I recieved from the CRA website?

2. are these reports what the creditors see? not the ones from the "Big 3"?

3. are these the scores that the creditors see, or do they pull other scores (Fako's)?

4. I disputed items on all three of mine and my husbands reports last month and have not heard back yet, why does it not say anywhere the TL's that are being disputed?

Thank you all for all of your help.

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