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Posted

Equifax has reinserted an account that was previously removed without any notification :x . Can someone offer any input on what steps I should take to file a claim?

Thanks in advance!

Posted

First you have to dispute it with the CRA as an illegal reinsert of deleted material. If they delete it again, no problem. If they give you some BS about it, then you have them on willfull non-compliance with section 605 and 611 of the FCRA.

Posted

Methuss, thank you for your input. If they don't comply after disputing, how do I actually file the claim? What steps are involved?

Posted

Good luck! I have disputed twice with experian, and they will not remove it. Same thing happened to me they never let me know.

I have now sent my last letter to them with ITS, but just checked my report and it's still there and does not even show in dispute.

So I would also be interested in knowing how to file!

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