frankiemack Posted March 8, 2005 Report Share Posted March 8, 2005 I received a call from a CA regarding a $200 debt I have. They asked if I wanted to pay in full or pay $150 and re-open the department store account?Any advice out there? I want to resolve this in the best way for my credit.Thanks. Frank Link to comment Share on other sites More sharing options...
DocDon Posted March 8, 2005 Report Share Posted March 8, 2005 Be highly suspect of any "deals" the CA states they can make. Get confirmation of any such arrangement directly from the creditor. Link to comment Share on other sites More sharing options...
frankiemack Posted March 8, 2005 Author Report Share Posted March 8, 2005 If I can get confirmation from the creditor, would you take the deal? Link to comment Share on other sites More sharing options...
Valkyrine Posted March 10, 2005 Report Share Posted March 10, 2005 I would take it only if they agree **in writing** to list the account as "paid as agreed" and remove any negative notations on the TL. A paid collection won't help you on your credit report. Link to comment Share on other sites More sharing options...
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