CleanUp81 Posted March 8, 2005 Report Share Posted March 8, 2005 So yesterday I applied for a Chase Platinum card. I know they pull TU for IL, so I checked my FICO and it was 710. Hopefully with a 710 there shouldnt be anything to worry about, but that whole 7-10 days to process deal is making me nervous! Anyone have anything similar? I know it doesn't say anything about instant approval online so I'm hoping the 7-10 days doesn't mean I'm toast. Link to comment Share on other sites More sharing options...
pjwife27 Posted March 8, 2005 Report Share Posted March 8, 2005 they very rarely update that online link thing, so just call them. I did after two days and they let me know I was approved. My scores were around 670 and I had a paid CO so you sound like your in like flint. Link to comment Share on other sites More sharing options...
CleanUp81 Posted March 9, 2005 Author Report Share Posted March 9, 2005 Thanks PJ, I called and they said I was approved for a measly $500 with a 710 FICO. That stinks.Anyone know of any luck calling up after activation and getting a quick CLI? Link to comment Share on other sites More sharing options...
DocDon Posted March 9, 2005 Report Share Posted March 9, 2005 www.creditcardfreedom.comLook up the card you are applying for and read the user reviews. You're going to be hard-pressed to get a CLI right from the get-go with CHASE. Link to comment Share on other sites More sharing options...
c m chase Posted March 9, 2005 Report Share Posted March 9, 2005 You're going to be hard-pressed to get a CLI right from the get-go with CHASE.Nah....I'm fairly easy. Link to comment Share on other sites More sharing options...
divemedic Posted March 9, 2005 Report Share Posted March 9, 2005 When I got mine, I was approved for $1500 and was approved for a $1000 CLI before I even got the card. I had a FICO of 682. Link to comment Share on other sites More sharing options...
DocDon Posted March 9, 2005 Report Share Posted March 9, 2005 Link to comment Share on other sites More sharing options...
divemedic Posted March 9, 2005 Report Share Posted March 9, 2005 When I called to check the status of my app, they told me I was approved for $1500. I told them I wanted more, so I could buy an engagement ring. They asked me how much I would need, I said $1500, they said $1000. Link to comment Share on other sites More sharing options...
DocDon Posted March 9, 2005 Report Share Posted March 9, 2005 Ah... gotcha. Link to comment Share on other sites More sharing options...
divemedic Posted March 9, 2005 Report Share Posted March 9, 2005 With no small sense of irony, I note that it was for the female I spoke of in this thread....http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=26827 Link to comment Share on other sites More sharing options...
copperarab Posted March 9, 2005 Report Share Posted March 9, 2005 Hi cleanup...strange that they gave you such a low limt!!I have had my Chase Plat for less than a year. I cannot remember who they pulled, but all 3 of my Fico's were in the mid to high 600's.I was given a $4500 limit and an auto increase in less than 6 months up to $6000They have been great to work with..easy online payments and customer service... Link to comment Share on other sites More sharing options...
gprncss Posted March 9, 2005 Report Share Posted March 9, 2005 I applied and had no luck I applied for the platinum card, which was not my intent to begin with, how I missed that I don't know. Reason for denial: Utilization of revolving credit is too high huh? I am well below 20% utilization. Length of revolving History is too short: Ok I can't fight that, all my old accounts have now dropped off. Even Patelco denied me payment history with us is too short try again in 6 months.I'm trying to transfer my dell balance to avoid paying the high finance charges so I can get it paid up in 4-6 months and having no luck. Link to comment Share on other sites More sharing options...
CleanUp81 Posted March 9, 2005 Author Report Share Posted March 9, 2005 I read on a credit board where people would call right before activating the card and get increases. Maybe I will do that. Not sure. Now that I think of it I have an account in dispute and I wonder if that has to do with the low CL. Link to comment Share on other sites More sharing options...
disney Posted March 11, 2005 Report Share Posted March 11, 2005 I have a Chase card also that I just got in January. I would like to request a CLI also only because I am a little over 50% on my limit. Do they check your credit or is it based on my credit with them? Link to comment Share on other sites More sharing options...
edubb007 Posted March 15, 2005 Report Share Posted March 15, 2005 You're going to be hard-pressed to get a CLI right from the get-go with CHASE.Nah....I'm fairly easy. Not touchiung that!When I got mine, I was approved for $1500 and was approved for a $1000 CLI before I even got the card. I had a FICO of 682.HUH?!??! That's bizarre for CHASE! Link to comment Share on other sites More sharing options...
CleanUp81 Posted March 17, 2005 Author Report Share Posted March 17, 2005 Hey guys, a bit of an update.So I got the approval for the $500. The card came in the mail and before I activated it, I called the # and told them I had a pre-approved offer from city for a minimum of $2000. So, they said they could process it without another pull and without activating the card. Well I got approved for a $1500 increase which isnt bad before I even activated the card! Might work for some others out there too. Link to comment Share on other sites More sharing options...
miracle Posted March 17, 2005 Report Share Posted March 17, 2005 NICE! Great job Clean!!! :D Link to comment Share on other sites More sharing options...
edubb007 Posted March 17, 2005 Report Share Posted March 17, 2005 Good job! Link to comment Share on other sites More sharing options...
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