DivineDiva Posted March 9, 2005 Report Posted March 9, 2005 I've Dv'd Sherman twice in the past three months. No response. I disputed them on my CR twice also. Came back verified. What now?
hendu Posted March 9, 2005 Report Posted March 9, 2005 There is ALOT of info on this board about what to do with Sherman. I am dealing with them right now as well. Do a search on them within this board. Send them an ITS letter. However, if you do that, make sure you intend to follow through with suits. Keep up a paper trail and save all of your correspondence. As far as collection agencies goes and debt validation, read these threads.....http://www.creditinfocenter.com/rebuild/debt_validation_workflow.shtmlhttp://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml
DivineDiva Posted March 10, 2005 Author Report Posted March 10, 2005 so I should request verification method from the CRA and at the same time, demand Sherman delete the trade line, correct? Any sample letter for steps anywhere or should I call the CRA? They are also reporting DLA as 10/04. I haven't paid them anything. Is calling them and asking them what the debt is for considered activity on the account???
hendu Posted March 10, 2005 Report Posted March 10, 2005 so I should request verification method from the CRA and at the same time, demand Sherman delete the trade line, correct? Any sample letter for steps anywhere or should I call the CRA? They are also reporting DLA as 10/04. I haven't paid them anything. Is calling them and asking them what the debt is for considered activity on the account???YES! You should do a method of verification with the CRAs. Let them know that you have DV'd Sherman and if they verify w/o Sherman validating the debt to you, the CRA may be in violation of the FRCA for non-compliance. Also, if they don't list the Sherman account "in dispute" on your credit report, that's a violation as well. Just save all of your paperwork!
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