okayy Posted March 9, 2005 Report Posted March 9, 2005 Spoke with creditor in regards to why my account info was not reporting to TU. She says they only report to EQ every thirty days not EX or TU. Shes not sure why my account is reporting to EX. Now would this hurt my score with EX? They do show the green bubble shaded on PG, but the balance have not changed. It still show the starting balance. In remarks it reads "current/pays as agreed". Should I be concerened about this?
LadyButler Posted March 13, 2005 Report Posted March 13, 2005 All the other details and weirdness aside...The balance not reporting accurately would make your balance available percentage appear less than it really is- assuming this a credit card account.... or other revolving type account. That could negatively affect your score.Otherwise (if it's not a revolving account)- it just looks like you owe more than you do- changing your debt ratio...(the ratio of what you owe to what you make)... and the only way that could be factored into your FICO is if you fill out an application with your income on it. CR's don't have your salary information on them. Hope that makes sense!
LadyButler Posted March 13, 2005 Report Posted March 13, 2005 All the other details and weirdness aside...The balance not reporting accurately would make your balance available percentage appear less than it really is- assuming this a credit card account.... or other revolving type account. That could negatively affect your score.Otherwise (if it's not a revolving account)- it just looks like you owe more than you do- changing your debt ratio...(the ratio of what you owe to what you make)... and the only way that could be factored into your FICO is if you fill out an application with your income on it. CR's don't have your salary information on them. Hope that makes sense!
Recommended Posts