strumpeace Posted March 9, 2005 Report Share Posted March 9, 2005 Hi there.I'm planning on meeting with a bankruptcy attorney in the next couple of weeks to file ch 7. I'm supposed to take all my bills with me.The only problem -- Some of my credit card accounts have been charged off and sent to collection agencies. And then they were bought by new collection agencies. You know how this process works. The point is -- I don't know who owns the accounts currently. Do I have to know who currently owns the accounts in order to file bankruptcy? Or is just knowing the original creditor and account number ok?Thanks. Link to comment Share on other sites More sharing options...
bingo Posted March 9, 2005 Report Share Posted March 9, 2005 The OC is the important info. Get copies of your reports and use the OC plus, whomever the credit report list as a debt collector. Link to comment Share on other sites More sharing options...
gloria88 Posted March 14, 2005 Report Share Posted March 14, 2005 What does "OC" mean? Link to comment Share on other sites More sharing options...
gloria88 Posted March 14, 2005 Report Share Posted March 14, 2005 What does "OC" mean? Link to comment Share on other sites More sharing options...
bingo Posted March 14, 2005 Report Share Posted March 14, 2005 Orginal Creditor Link to comment Share on other sites More sharing options...
bingo Posted March 14, 2005 Report Share Posted March 14, 2005 Orginal Creditor Link to comment Share on other sites More sharing options...
gloria88 Posted March 14, 2005 Report Share Posted March 14, 2005 Thanks, but what does "use the OC plus" mean?I'm about to get my reports on line - do you recommend one company over another? Link to comment Share on other sites More sharing options...
gloria88 Posted March 14, 2005 Report Share Posted March 14, 2005 Thanks, but what does "use the OC plus" mean?I'm about to get my reports on line - do you recommend one company over another? Link to comment Share on other sites More sharing options...
bingo Posted March 14, 2005 Report Share Posted March 14, 2005 You should try and be as through as possible. List the OC {most important} then, list any known collection agencies who have the account.I'd pull reports from all 3 since some creditors may not teport to all 3. Link to comment Share on other sites More sharing options...
bingo Posted March 14, 2005 Report Share Posted March 14, 2005 You should try and be as through as possible. List the OC {most important} then, list any known collection agencies who have the account.I'd pull reports from all 3 since some creditors may not teport to all 3. Link to comment Share on other sites More sharing options...
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