ktg Posted March 10, 2005 Report Posted March 10, 2005 Hi again!Please help if you can! (will try to be short)Checked my CR on 3/02/05: foud a new CA (RJM Aquisitions LLC) posted 2/01/05. Disputed. Next day got a call from RJM rep claiming I have to pay right now, bla-bla.. Told him have to get a letter from them, not discussing anything on the phone (I know I never got a letter from them - I am VERY careful with my mail). Rep claimed they sent me a letter long ago, it's my problem if I don't have it, said I put their letter in garbage. I said I am not discussing anything without the letter and hung up.No more calls from RJM, and no letter either.Checked the status of my CR dispute today - and this RJM "item" already shown as "verified and remains" (what a fast verification - 7 days!.. other items I have disputed are still "pending")Any idea on the best way to handle it?-------------3/10/05 - UPDATEMailed DV to CA (RJM).Also called CA (out of curiosity to check WTF) Guess what they said? It's not their account anymore, they sold it to another CA (some Penta Group) in Dec.04. Why would CA call me if the sold the account? How comes Experian verified it? I don't get it. ktg
CreditDiva Posted March 10, 2005 Report Posted March 10, 2005 Start a DV process..what is the SOL status for your state? or try pay for delete, I disputed online with EXP and both CA verified within 2 days...calls and letters within the week,however both of mine are SOL expired..
ktg Posted March 10, 2005 Author Report Posted March 10, 2005 Hmm... I can start DV process, but because I never received a letter from CA (and I think they just never sent it), I am afraid they will say it's too late to request validation as it's been more than 30 days since they sent the letter (they can come up with any date knowing I don't have their letter)...
ktg Posted March 10, 2005 Author Report Posted March 10, 2005 Read and learn, read and learn... Sending DV tomorrow THANKS!
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