karrieh Posted March 10, 2005 Report Share Posted March 10, 2005 after applying for a home loan we found out that i had some collections on my credit report. My Dh and I pulled my credit report and found the collections. i disputed them via online from all three reporting agencys. Then i sent dispute letters to all the companys as not mine.That was feb.7, 2005.As of today i have recieved a letter for identy fraud from swiss colony and they are reporting as consumer disputes. And I recieved one of the letters back as not at address return to sender (marked by post office )i got a letter from experian telling me they cannot honor my recent request becuase they were unable to access my report with the identification information provided.And that is all i have heard back from.I sent dispute validation letters to numerous creditors. My question is should i know Re send validation letters again?Also one more question. One of the things i disputed through tranunion was a pcs financial corp. i really had no idea what it was from. Got no reply from them but now on transunion pcs is off and a G & M International is on there, same account number same everything except address. i looked it up and found it to be a vacuum company. My ex husband bought one a long time ago, while we were legally seperated. When we got the divorce We did not put it on the divorce papers becuase he said it was taken care of. I found out last night that he didn't take care of it, and is now filing for BK. I am listed on transunion as participant on account, but how can that be if I didn't sign anything?thanks so much you guys are great.karrie Link to comment Share on other sites More sharing options...
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