Shad626 Posted March 10, 2005 Report Share Posted March 10, 2005 I had a charge off from citifinancial for a auto loan that was taken to court and they did not show up so the judge dismissed the case without prejudice that was in October of 2003 can they re-sue for this acount or what can they do. I received a settlement letter from regional adjustment bureau the other day about the acount but no contact from citifinancial. I am in Georgia Link to comment Share on other sites More sharing options...
Leadhead Posted March 10, 2005 Report Share Posted March 10, 2005 They could refile...but probably won't. Link to comment Share on other sites More sharing options...
Champion80 Posted March 11, 2005 Report Share Posted March 11, 2005 I know this is probably a stupid question, but I am curious to know, if you are sued by a company and the balance is $2000 they will use an attorney right? And if that is true, then they cannot take you to small claims because they are using an attorney? So in this case, my representation for being sued provided by my Pre-paid legal membership will be well worth my monthly investment.. Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 11, 2005 Report Share Posted March 11, 2005 Depends on the state. Some small claims allow atty's, while others don't. Link to comment Share on other sites More sharing options...
KentWA Posted March 11, 2005 Report Share Posted March 11, 2005 Usually a corporation can be represented by an attorney in small claims. Link to comment Share on other sites More sharing options...
Tennessee Posted March 11, 2005 Report Share Posted March 11, 2005 I had a charge off from citifinancial for a auto loan that was taken to court and they did not show up so the judge dismissed the case without prejudice that was in October of 2003 can they re-sue for this acount or what can they do. I received a settlement letter from regional adjustment bureau the other day about the acount but no contact from citifinancial. I am in Georgiashad626:What was the date of the charge-off in Georgia? You may be beyond the SOL and they may not be able to sue you (or if they do, you can use the SOL to win.) Link to comment Share on other sites More sharing options...
Shad626 Posted March 11, 2005 Author Report Share Posted March 11, 2005 equifax says date of last activity 6/2003 date major delinquincy reported 5/2004.. I dont know the exact date of chareoff. A collec berue called about the account but who should I send the validation to them or straight to citi. Or is this the first step i need to take. Link to comment Share on other sites More sharing options...
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