aints68 Posted March 10, 2005 Report Share Posted March 10, 2005 As much money as I've spent on pulling reports over the past 1 1/2 years, I figure it makes sense to sign up with a monitoring service. I'd like to use one that will let me pull my 3b reports as many times as I need and check my fico whenever. Does anyone have suggestions on the best companies out there to use? THANKS!! Link to comment Share on other sites More sharing options...
Rose Posted March 10, 2005 Report Share Posted March 10, 2005 I'd like to know this too--I actually tried freecreditreport.com, but the problem is, they are an experian company, which means they only really complete information they give is for their own company. I was disappointed because they didn't give the contact information for any of the creditors, except for the ones listed on their report--and I have stuff that's 10 years old that my ex husband put on there. It's not like I have that information! I suppose it doesn't matter that much, but I would have appreciated something a little more complete if I was going to be paying for it every month. Link to comment Share on other sites More sharing options...
miracle Posted March 10, 2005 Report Share Posted March 10, 2005 PG is the best for monitoring. I pull PG everyday. I pull my credit report whenever... in disputes (once they are returned) they must send you a new copy. You can work off of those forever. In the case I am not disputing lately.. I just claim denied credit or whatnot. It is not hard to get a free CR. I pull MyFico every 3-6 months when I know a few things have changed or updated. I don't know that there is anything to pull Ficos daily.. but I don't really see that it is nessesary. I hope that helps some. Good Luck!! -Jenn Link to comment Share on other sites More sharing options...
Rose Posted March 11, 2005 Report Share Posted March 11, 2005 I don't know what PG is. Don't laugh. Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 11, 2005 Report Share Posted March 11, 2005 pg= privacy guard. I too am a satisfied customer. Solid service. If you want to get a hard copy of an actual bureau credit report, I too just claim denied credit and presto I get a new report. Also, you can work off that report by disputing something every 60 days or just claim denied again. Link to comment Share on other sites More sharing options...
pford Posted March 11, 2005 Report Share Posted March 11, 2005 Where can this Privacy Guard service be found? Website? Address? Phone?THanks Link to comment Share on other sites More sharing options...
Valkyrine Posted March 11, 2005 Report Share Posted March 11, 2005 www.privacyguard.comThey are my choice as well for monitoring. Link to comment Share on other sites More sharing options...
Chancy949 Posted March 11, 2005 Report Share Posted March 11, 2005 www.privacyguard.comI have heard that you have to sign up via the phone now. I am a sold customer, but make sure they get your billing right. Link to comment Share on other sites More sharing options...
Chancy949 Posted March 11, 2005 Report Share Posted March 11, 2005 Oops we posted at the same time Valk! Link to comment Share on other sites More sharing options...
Valkyrine Posted March 11, 2005 Report Share Posted March 11, 2005 LOL I saw that. Link to comment Share on other sites More sharing options...
Chancy949 Posted March 11, 2005 Report Share Posted March 11, 2005 looks like no one really has anything bad to say about PG. I had some trouble with them when I went to cancel because we had the 3 month free thing. Be cause DH and I were both using the system, even though we were under different credit cards, they took 2 days longer to cancel his because we were "in the same household".they did refund my money and the bank reversed the over draft charges caused by the Full year payment up front that they charged my bank account.But, for the most part, I am satisfied with their service. Its good to use if you are just watching your reports, while you are disputing etc.The only way to get all the info you need is to buy your full report.I would recommend buying a new one every quarter. If you are doing aggressive repair. Link to comment Share on other sites More sharing options...
miracle Posted March 11, 2005 Report Share Posted March 11, 2005 If you search a bit.. there are a few web addresses posted where you can try the 1 dollar trial for 2 months where you can sign up online. Good Luck! -Jenn Link to comment Share on other sites More sharing options...
Champion80 Posted March 11, 2005 Report Share Posted March 11, 2005 Here you go... I am also using PG currently myself, if you go straight to the PG site given they only offer $1 for 2 months then the $100+ annual fee, If if you plan on keeping it longer, thats pretty steep. But I was doing some searches and found a link that gives you a $12.99 a month after the trial. I am not sure if signing up straight from going to PG site gives you the 3CR and 3 Scores, but this one does.https://www.privacyguard.com/global/scripts/secure/Promo.asp?promote_page_id=Registration&SID=DCBDC264A2AE4B1B12cd79ecef139e17 Link to comment Share on other sites More sharing options...
aints68 Posted March 12, 2005 Author Report Share Posted March 12, 2005 Thanks for all of the input. From everything I've been investigating, I can't find one single company that will let you pull your credit whenever with any of the 3 cra's. They all let you pull an initial 3 report, and most of them let you pull your credit whenever, but it's only with their affliated cra. If anyone out there has found one that uses all 3 cra's on an ongoing basis, please let me know. THANKS! Link to comment Share on other sites More sharing options...
aints68 Posted March 12, 2005 Author Report Share Posted March 12, 2005 Thanks for all of the input. From everything I've been investigating, I can't find one single company that will let you pull your credit whenever with any of the 3 cra's. They all let you pull an initial 3 report, and most of them let you pull your credit whenever, but it's only with their affliated cra. If anyone out there has found one that uses all 3 cra's on an ongoing basis, please let me know. THANKS! Link to comment Share on other sites More sharing options...
Champion80 Posted March 12, 2005 Report Share Posted March 12, 2005 This PG link I gave you gives that ability, I pully all three reports everyday, and all three scores. Link to comment Share on other sites More sharing options...
Champion80 Posted March 12, 2005 Report Share Posted March 12, 2005 This PG link I gave you gives that ability, I pully all three reports everyday, and all three scores. Link to comment Share on other sites More sharing options...
credit-nightmare Posted March 12, 2005 Report Share Posted March 12, 2005 when I went to the PG site , I didn't see anything about a free trial . It just listed the prices to buy the reports. Is it still offered ? Did I just not see it ? Link to comment Share on other sites More sharing options...
credit-nightmare Posted March 12, 2005 Report Share Posted March 12, 2005 when I went to the PG site , I didn't see anything about a free trial . It just listed the prices to buy the reports. Is it still offered ? Did I just not see it ? Link to comment Share on other sites More sharing options...
credit-nightmare Posted March 12, 2005 Report Share Posted March 12, 2005 Duh....My bad , I clicked the wrong link I guess. I found it Link to comment Share on other sites More sharing options...
credit-nightmare Posted March 12, 2005 Report Share Posted March 12, 2005 Duh....My bad , I clicked the wrong link I guess. I found it Link to comment Share on other sites More sharing options...
Champion80 Posted March 12, 2005 Report Share Posted March 12, 2005 I found this link when doing searches through other forums, they are not offering a monthly fee of $12.99 a month afterwards to very many people, I think it is a Pilot they are doing, but when you click on the link, look to the left at the small black print.. Then reason I sent the link straight here is because, if you got to the main PG paig, you will not get this deal.. Link to comment Share on other sites More sharing options...
Champion80 Posted March 12, 2005 Report Share Posted March 12, 2005 I found this link when doing searches through other forums, they are not offering a monthly fee of $12.99 a month afterwards to very many people, I think it is a Pilot they are doing, but when you click on the link, look to the left at the small black print.. Then reason I sent the link straight here is because, if you got to the main PG paig, you will not get this deal.. Link to comment Share on other sites More sharing options...
CreditDiva Posted March 12, 2005 Report Share Posted March 12, 2005 signed up for http://www.identityguard.com but they only seem to update every 3 months..however they did have all the information and address for CA that I didn't have...so it was useful..apart from that I just keep PG,myfico.com and do direct pulls if I need to accurately verify the information..I find PG is not always 100%, so baseline yourself by seeing what the direct pulls have and what PG has Link to comment Share on other sites More sharing options...
CreditDiva Posted March 12, 2005 Report Share Posted March 12, 2005 signed up for http://www.identityguard.com but they only seem to update every 3 months..however they did have all the information and address for CA that I didn't have...so it was useful..apart from that I just keep PG,myfico.com and do direct pulls if I need to accurately verify the information..I find PG is not always 100%, so baseline yourself by seeing what the direct pulls have and what PG has Link to comment Share on other sites More sharing options...
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