nimbus Posted March 12, 2005 Author Report Share Posted March 12, 2005 i have a few inquiries on my report from CA's. just out of curiosity, if they were working for one of my OC's are the inquiries technically legitimate or would i have had to authorize them?also, what about an OC doing an inquiry? can they do this at any time....especially if the account is closed, does the OC still have the privelage of monitoring an individual's report? Link to comment Share on other sites More sharing options...
nimbus Posted March 12, 2005 Report Share Posted March 12, 2005 i have a few inquiries on my report from CA's. just out of curiosity, if they were working for one of my OC's are the inquiries technically legitimate or would i have had to authorize them?also, what about an OC doing an inquiry? can they do this at any time....especially if the account is closed, does the OC still have the privelage of monitoring an individual's report? Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 12, 2005 Report Share Posted March 12, 2005 They could say that it is for the collection of an account, which is a PP. They don't need your permission. Now, if it ISN'T for the collection of an account or they have the wrong guy, then you can go after them. Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 12, 2005 Report Share Posted March 12, 2005 They could say that it is for the collection of an account, which is a PP. They don't need your permission. Now, if it ISN'T for the collection of an account or they have the wrong guy, then you can go after them. Link to comment Share on other sites More sharing options...
ktg Posted March 12, 2005 Report Share Posted March 12, 2005 Sorry for jumping in with my own Q., but I believe it's related.What about inquiries from CA that disappeared after DV request (and they never showed up on CR)?Can CA still claim they had a permissable purpose? (I hope not - they couldn't validate). Right or wrong?Thanks! Link to comment Share on other sites More sharing options...
ktg Posted March 12, 2005 Report Share Posted March 12, 2005 Sorry for jumping in with my own Q., but I believe it's related.What about inquiries from CA that disappeared after DV request (and they never showed up on CR)?Can CA still claim they had a permissable purpose? (I hope not - they couldn't validate). Right or wrong?Thanks! Link to comment Share on other sites More sharing options...
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