dgbbld Posted March 13, 2005 Author Report Share Posted March 13, 2005 here is what has happend after one month of credit repairTRANSUNIONcollection accountscbcs --electric bill--$200 paid collection account--disputed as paid before collections--deletedcbcs --electric bill--$219--disputed as not mine--deletedic systems--med bill--$165 paid collection-- disputed as paid before collection-- deletedthe thomas agency--med bill--$639--disputed as not mine--deletedlate payscap 1--reported 30 and 60 day late-disputed as never late-verifiedpublic recordssate tax lein--$2665--disputed as not mine--updated to paid tax lienI have zero collection accounts left ,one 30,60 day late left, one paid tax lien left. Cap one has agreed to report the 30,60 day late as on time because of a letter i sent via planet feedback, im not sure what to do about the paid tax lien, my fico score went up 9 points to 664EQUIFAXcollection acountsRskmgtwsrv--verizon--$28-disputed as not mine--deletedAllied interstate--diredt tv--$266--disputed as not mine--verifiedic systems--med bill--$165 paid collection--disputed as not mine--verifiedthe thomas agency--med--$639 --diputed as not mine--deletedlate payscap 1--30 and 60 day late--disputed as not late--verifiedpublic recordtax lien--$2665--disputed as not mine--updated to paid tax lienI have 2 collection accounts left, one 30,60 day late, and one paid tax lienI have sent a dv to allied interstate and have not recieved any validatin back after 30 days. also sent a dv to ic systems and have not recieved any validation back after 30 days I have also re-disputed this accont as paid before collections, cap 1 has agreed to report the lates as on time. not sure what to do about the paid tax lien. my fico score droped 1 point to 629EXPERIANRskmgtwsrv--verizon-$26--disputed as not mine--updated to paid colectionsThe Thomas agency--med bill--$640-disputed as not mine--verifiedic systems--med bill--$165 paid collection--disputed as paid before collection--verifiedallied interstate--diredt tv--$266--disputed as not mine--deletedcbcs--electric bill--$200--disputed as not mine--deletedlate payscap 1-- 30 and 60 day late--disputed as never late--verifiedi have 3 collection acounts left, zero tax liens and 1 30,60 day lateI have sent the thomas agency a dv and they verified will we are negotiating a for settle for a delete. I have sent ic systems a dv and have not recieved validation back after 30 days.I have sent a dv to cbcs they sent unacceptable validation back. cap1 has agreed to report the lates as on time. my fico dropped 14 points to 577.I am happy with these results and looking for more. I dont understand why my score droped on 2 cra's with the only changes being deleted collection accounts. but i expect they will start moving up. as you can see. i had differnt results with the same account at differnt cra whats up with this seems o be no rym or reason to verifieing accounts, pleas critique and advise. thank you Link to comment Share on other sites More sharing options...
dgbbld Posted March 13, 2005 Report Share Posted March 13, 2005 here is what has happend after one month of credit repairTRANSUNIONcollection accountscbcs --electric bill--$200 paid collection account--disputed as paid before collections--deletedcbcs --electric bill--$219--disputed as not mine--deletedic systems--med bill--$165 paid collection-- disputed as paid before collection-- deletedthe thomas agency--med bill--$639--disputed as not mine--deletedlate payscap 1--reported 30 and 60 day late-disputed as never late-verifiedpublic recordssate tax lein--$2665--disputed as not mine--updated to paid tax lienI have zero collection accounts left ,one 30,60 day late left, one paid tax lien left. Cap one has agreed to report the 30,60 day late as on time because of a letter i sent via planet feedback, im not sure what to do about the paid tax lien, my fico score went up 9 points to 664EQUIFAXcollection acountsRskmgtwsrv--verizon--$28-disputed as not mine--deletedAllied interstate--diredt tv--$266--disputed as not mine--verifiedic systems--med bill--$165 paid collection--disputed as not mine--verifiedthe thomas agency--med--$639 --diputed as not mine--deletedlate payscap 1--30 and 60 day late--disputed as not late--verifiedpublic recordtax lien--$2665--disputed as not mine--updated to paid tax lienI have 2 collection accounts left, one 30,60 day late, and one paid tax lienI have sent a dv to allied interstate and have not recieved any validatin back after 30 days. also sent a dv to ic systems and have not recieved any validation back after 30 days I have also re-disputed this accont as paid before collections, cap 1 has agreed to report the lates as on time. not sure what to do about the paid tax lien. my fico score droped 1 point to 629EXPERIANRskmgtwsrv--verizon-$26--disputed as not mine--updated to paid colectionsThe Thomas agency--med bill--$640-disputed as not mine--verifiedic systems--med bill--$165 paid collection--disputed as paid before collection--verifiedallied interstate--diredt tv--$266--disputed as not mine--deletedcbcs--electric bill--$200--disputed as not mine--deletedlate payscap 1-- 30 and 60 day late--disputed as never late--verifiedi have 3 collection acounts left, zero tax liens and 1 30,60 day lateI have sent the thomas agency a dv and they verified will we are negotiating a for settle for a delete. I have sent ic systems a dv and have not recieved validation back after 30 days.I have sent a dv to cbcs they sent unacceptable validation back. cap1 has agreed to report the lates as on time. my fico dropped 14 points to 577.I am happy with these results and looking for more. I dont understand why my score droped on 2 cra's with the only changes being deleted collection accounts. but i expect they will start moving up. as you can see. i had differnt results with the same account at differnt cra whats up with this seems o be no rym or reason to verifieing accounts, pleas critique and advise. thank you Link to comment Share on other sites More sharing options...
LadyButler Posted March 13, 2005 Report Share Posted March 13, 2005 Answered on duplicate post. http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=27091 8) Link to comment Share on other sites More sharing options...
LadyButler Posted March 13, 2005 Report Share Posted March 13, 2005 Answered on duplicate post. http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=27091 8) Link to comment Share on other sites More sharing options...
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