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I am dismayed


JaysonNYC
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Transunion is currently reporting what I think is a double reporting. Household turned an account over to collections and is reporting the chargeoff to the credit agencies. To add to that the collection agency also appears on the report. I satisfied the account with the collection agency some time ago. Am I right in thinking of validating the debt with Household. If not, is there any way to get one of these removed. It is hurting my credit score.

:?:

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Transunion is currently reporting what I think is a double reporting. Household turned an account over to collections and is reporting the chargeoff to the credit agencies. To add to that the collection agency also appears on the report. I satisfied the account with the collection agency some time ago. Am I right in thinking of validating the debt with Household. If not, is there any way to get one of these removed. It is hurting my credit score.

:?:

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That is normally what happens. Both the OC and the CA end up on your CR. How long ago was this? You don't want to DV the OC. You can try to dispute with the CRA and see if it gets deleted. Read the sticky at the top of the collections forum for removing a paid collection from your CR.

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That is normally what happens. Both the OC and the CA end up on your CR. How long ago was this? You don't want to DV the OC. You can try to dispute with the CRA and see if it gets deleted. Read the sticky at the top of the collections forum for removing a paid collection from your CR.

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