zerwas Posted March 13, 2005 Report Share Posted March 13, 2005 I won a judgement against Experian in regards to providing a proper procedural request. Now the question is will they pay it? Has anyone here won a judgement against Experian and actully collected on it? Link to comment Share on other sites More sharing options...
zerwas Posted March 13, 2005 Author Report Share Posted March 13, 2005 I won a judgement against Experian in regards to providing a proper procedural request. Now the question is will they pay it? Has anyone here won a judgement against Experian and actully collected on it? Link to comment Share on other sites More sharing options...
kidrio Posted March 13, 2005 Report Share Posted March 13, 2005 I was wondering if it was okay to submit the disputes online through the website or would it be better on paper CMRRR? Link to comment Share on other sites More sharing options...
kidrio Posted March 13, 2005 Report Share Posted March 13, 2005 I was wondering if it was okay to submit the disputes online through the website or would it be better on paper CMRRR? Link to comment Share on other sites More sharing options...
kidrio Posted March 13, 2005 Report Share Posted March 13, 2005 I didn't mean to post under your post. Sorry again Link to comment Share on other sites More sharing options...
kidrio Posted March 13, 2005 Report Share Posted March 13, 2005 I didn't mean to post under your post. Sorry again Link to comment Share on other sites More sharing options...
KentWA Posted March 13, 2005 Report Share Posted March 13, 2005 What court did you receive this from? If it was not federal, you can probably expect them to appeal to federal court within a short amount of time. That has been the general trend that people have reported.Was it a default, decided by the judge or by a jury. Details, Inquiring minds want to know Link to comment Share on other sites More sharing options...
KentWA Posted March 13, 2005 Report Share Posted March 13, 2005 What court did you receive this from? If it was not federal, you can probably expect them to appeal to federal court within a short amount of time. That has been the general trend that people have reported.Was it a default, decided by the judge or by a jury. Details, Inquiring minds want to know Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 13, 2005 Report Share Posted March 13, 2005 I'd make sure Dun/bradstreet the corporate credit bureau was aware of this fact. I know there is a way to repo their office gear, but you have to contact the local constable for that. You can go after their bank accounts if you can find them. I'd try and repo their stuff. That usually gets their attention. Link to comment Share on other sites More sharing options...
codename_fortyseven Posted March 13, 2005 Report Share Posted March 13, 2005 I'd make sure Dun/bradstreet the corporate credit bureau was aware of this fact. I know there is a way to repo their office gear, but you have to contact the local constable for that. You can go after their bank accounts if you can find them. I'd try and repo their stuff. That usually gets their attention. Link to comment Share on other sites More sharing options...
booger69 Posted March 13, 2005 Report Share Posted March 13, 2005 If it is past the time they get to appeal (in GA I think it is 30 days), you need to request payment, send a little letter along with a copy of the judgment to their attorney and Registered agent. I think you can also request an accounting of their assests and bank accounts. If they are still being stuborn, then you can probably go ahead and get the paper work started to take the funds directly from thier bank accounts, if they haven't paid up. I wouldn't bother to go after non-liquid assets except as a last resort, that costs you some $$$ upfront to get the sheriff involved in that process. You would be able to recoup those costs but like I said...there are upfront costs! The bank account garnishment will be easier and cheaper. They would be wise to go ahead and pay this, you should mention that you are aware of the various options you have at your disposal. What court did you sue them in? Link to comment Share on other sites More sharing options...
booger69 Posted March 13, 2005 Report Share Posted March 13, 2005 If it is past the time they get to appeal (in GA I think it is 30 days), you need to request payment, send a little letter along with a copy of the judgment to their attorney and Registered agent. I think you can also request an accounting of their assests and bank accounts. If they are still being stuborn, then you can probably go ahead and get the paper work started to take the funds directly from thier bank accounts, if they haven't paid up. I wouldn't bother to go after non-liquid assets except as a last resort, that costs you some $$$ upfront to get the sheriff involved in that process. You would be able to recoup those costs but like I said...there are upfront costs! The bank account garnishment will be easier and cheaper. They would be wise to go ahead and pay this, you should mention that you are aware of the various options you have at your disposal. What court did you sue them in? Link to comment Share on other sites More sharing options...
zerwas Posted March 15, 2005 Author Report Share Posted March 15, 2005 This was in regards to Experian not providing a proper procedural. The representative showed the judge some documents that had the info that I was requesting that they just did not provide to me. I had been receiving the usual previously investigated and their disclaimer on we verify either electronicaly or blah blah blah. Once the judge saw the info that I was requesting he simply asked them did you provide the plaintiff with this information since you have it accessible. their answer was no and then the judge awarded me with a judgement against Experian. This was in small claims court in Texas. Does anyone know how much time they have to appeal the decision? Link to comment Share on other sites More sharing options...
Methuss Posted March 15, 2005 Report Share Posted March 15, 2005 Good going! Exp needs the occasional smack-down on this stuff. Nice to see a judge with his head on straight, too.As for what you do, you send a letter requiring payment to Experian as suggested above. If they don't pay, you file for a lien againsttheir holdings. This really gets their attention because as long as the lien exists, they can't sell any of their stock or get any financing. It effectively puts them in credit hell. Link to comment Share on other sites More sharing options...
zerwas Posted March 16, 2005 Author Report Share Posted March 16, 2005 Thanks for the info. In the demand for payment letter should I give them a timeframe in to which I expect payment to be made? Something to the effect of you have 30 days from the receipt of this letter to make restitition or ....... and then inform them of what other steps can be taken if restitution is not made by then. Do we have a form letter for this that I can edit? Thankgs again... Link to comment Share on other sites More sharing options...
prokrg Posted March 30, 2005 Report Share Posted March 30, 2005 Can you give us more details and the amount won in this case, it seems to me that proper procedural requests are rare and that they should be hit with thousands of lawsuits. Link to comment Share on other sites More sharing options...
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