LadyButler Posted March 14, 2005 Report Share Posted March 14, 2005 OK... I had DV'd NCO after having made some payments... surprisingly... they actually responded to the DV... They sent the original contract I signed, a copy of my DV request, and a computer print out that includes my contact info at the time the debt was incurred, a notation of the insurance I had at the time with 9/12/03 and .00 listed next to it, "dates billed/sent 9/11/03 00/00/00", "Adm/Dis/Los 9/4/03" (I'm assuming that's date of service), Pat/Acct Bals: 230.55, and finally 3 medical service codes with the fee notations of 123.00, 58.00, and 40.00 (Which adds up to 221.00). Does this constitute Validation? (I don't think so)... So what do I do next? Link to comment Share on other sites More sharing options...
LadyButler Posted March 14, 2005 Author Report Share Posted March 14, 2005 OK... I had DV'd NCO after having made some payments... surprisingly... they actually responded to the DV... They sent the original contract I signed, a copy of my DV request, and a computer print out that includes my contact info at the time the debt was incurred, a notation of the insurance I had at the time with 9/12/03 and .00 listed next to it, "dates billed/sent 9/11/03 00/00/00", "Adm/Dis/Los 9/4/03" (I'm assuming that's date of service), Pat/Acct Bals: 230.55, and finally 3 medical service codes with the fee notations of 123.00, 58.00, and 40.00 (Which adds up to 221.00). Does this constitute Validation? (I don't think so)... So what do I do next? Link to comment Share on other sites More sharing options...
LadyButler Posted March 14, 2005 Author Report Share Posted March 14, 2005 Oh... I almost forgot... NCO has been removed from all of my CRs... What's the chance they show up again? So to sum up...Do I Re-request validation?Do I offer settlement for non-rereporting?Do I do the hokey-pokey?Thanks! Link to comment Share on other sites More sharing options...
LadyButler Posted March 14, 2005 Author Report Share Posted March 14, 2005 Oh... I almost forgot... NCO has been removed from all of my CRs... What's the chance they show up again? So to sum up...Do I Re-request validation?Do I offer settlement for non-rereporting?Do I do the hokey-pokey?Thanks! Link to comment Share on other sites More sharing options...
Valkyrine Posted March 14, 2005 Report Share Posted March 14, 2005 That's what it's all about. Link to comment Share on other sites More sharing options...
Valkyrine Posted March 14, 2005 Report Share Posted March 14, 2005 That's what it's all about. Link to comment Share on other sites More sharing options...
Valkyrine Posted March 14, 2005 Report Share Posted March 14, 2005 That's what it's all about. Link to comment Share on other sites More sharing options...
Valkyrine Posted March 14, 2005 Report Share Posted March 14, 2005 That's what it's all about. Link to comment Share on other sites More sharing options...
jerseygirl Posted March 16, 2005 Report Share Posted March 16, 2005 NCO will most likely reappear as one of it's alter egos, Inovision, Medclear, or others. Keep your deletion letter. You should be able to dispute as reinsertion if the tradeline appears as one of NCO's other entities. I don't know how successful you will be. Link to comment Share on other sites More sharing options...
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