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I had a HUGE problem back in 2001. No money, lived off a $500 limit ..yeah i know dumb.. well the actual charges only amounted to about 300 the card got maxed by over the limit and late fees...well being dumb i ignored it - until 2002 when i was trying to pay it off. i made a deal with the collection agency.. after a huge nightmere with them screwing up paper work and such i gave up (paid them about $300 of the 800ish owed)

Well last dec 2004 i heard from them again...they say i now owe over 1400!!! intrest and no deal can u believe this?! oh and did i mention the guy that was handling my account before was fired and NONE of the $ i paid or the fact i was tryin to reach him mattered.. oh and this whole time his voice mail was still going and i was leaving messages but he wasnt answering cuz he didnt work there! Now in Vermont the statute of lim. is 4 yrs so what can i do?!any advise is good please ty

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I had a HUGE problem back in 2001. No money, lived off a $500 limit ..yeah i know dumb.. well the actual charges only amounted to about 300 the card got maxed by over the limit and late fees...well being dumb i ignored it - until 2002 when i was trying to pay it off. i made a deal with the collection agency.. after a huge nightmere with them screwing up paper work and such i gave up (paid them about $300 of the 800ish owed)

Well last dec 2004 i heard from them again...they say i now owe over 1400!!! intrest and no deal can u believe this?! oh and did i mention the guy that was handling my account before was fired and NONE of the $ i paid or the fact i was tryin to reach him mattered.. oh and this whole time his voice mail was still going and i was leaving messages but he wasnt answering cuz he didnt work there! Now in Vermont the statute of lim. is 4 yrs so what can i do?!any advise is good please ty

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