danny258 Posted March 15, 2005 Report Share Posted March 15, 2005 BY CHANGING MY INCOME IN MY CREDIT REPORT CAN THAT EFFECT MY INTREST RATE ? Link to comment Share on other sites More sharing options...
divemedic Posted March 15, 2005 Report Share Posted March 15, 2005 Your income is not part of your CR Link to comment Share on other sites More sharing options...
dasani08810 Posted March 15, 2005 Report Share Posted March 15, 2005 Your income is not part of your CRAnd THAT freaking AMAZES me!!! How the heck can anyone say that Fair Issac is conclusive by listing the debts but not income. Freakin incredible!! Link to comment Share on other sites More sharing options...
Champion80 Posted March 15, 2005 Report Share Posted March 15, 2005 Not only is it amazing that it is not there, I have found that our CR is not entirely accurate on recording our Employment, I have found that not every employer will report your job to all the CRA's so therefore you can end up with different employers on your report. Which then, when I fill out an application for a CC, it asks you your income, so far I have found that they determine your income by the payment history? This is what an approval department told me one time when I had called. But realistically, I do not think they really do not have any other way of determining your actuall income. I am actually self-emplyed now, and when I called Trans-union, deleting and old address and changing my employment to self-employed was very simple, the rep did it instantly. But when I called EQ and EX, they gave me problems, so both my old address, and my current employment shows two different employers on each report. Link to comment Share on other sites More sharing options...
creditdodger Posted March 15, 2005 Report Share Posted March 15, 2005 Credit habits have little to do with income. If you can't handle credit, you will get in trouble no matter what your income is. ie: http://www.hillnews.com/thehill/export/TheHill/News/Frontpage/031005/creditcard.html Link to comment Share on other sites More sharing options...
miracle Posted March 15, 2005 Report Share Posted March 15, 2005 Good Article.. maybe you should post it in the credit article of the week forum Very very true... Link to comment Share on other sites More sharing options...
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