allgone28 Posted March 15, 2005 Report Posted March 15, 2005 Has anyone heard of this credit company Spectra Financial Services.My friend said that you had to seen 250.00 for an credit line of 2000.00.
jq26 Posted March 15, 2005 Report Posted March 15, 2005 I haven't heard of them, but a google search dug this up. I would run as fast as you can from any offer.http://www.badbusinessbureau.com/reports/ripoff133342.htm
allgone28 Posted March 15, 2005 Author Report Posted March 15, 2005 I haven't heard of them, but a google search dug this up. I would run as fast as you can from any offer.http://www.badbusinessbureau.com/reports/ripoff133342.htmI don't have an web site
jq26 Posted March 15, 2005 Report Posted March 15, 2005 you are on this website, but you can't view the website link I sent you? Here it is in text format!ITS A RIP-OFF!OH YES THEY GOT ME TOO. I ALSO RECIEVED A PHONE CALL ON MY CELL FROM THE COMPANY KNOWN AS SPECTRA FINANCIAL SERVICE. I TOO WAS OFFERRED A CREDIT CARD A MASTERCARD TO BE EXACT AND FOR THE LOW PRICE OF 249.00. I WAS PROMISED 0% INTREST FOR 3 YEARS AND A 3000,00$ DOLLAR LIMIT AND THEM 12% INTEREST THEREAFTER. NO ANNUAL FEES OR CASH ADVANCE FEES. I WAS TOLD THAT THERE WERE NO CANCELLATIONS FROM THE TIME THAT I AGREEDED TO THE FEE UNTIL AFTER THE MONIES WAS ACTUALLY RECIEVED BY THE COMPANY. I WAS TOLD THAT AFTER THE COMPANY TOOK THE MONEY THAT I COULD REQUEST A REFUND IF I HAD ANY PROBLEMS. IT WAS SUPPOSED TO TAKE 25 DAYS TO GET THE CARD. IT HAS BEEN 32 AND STILL NO CREDIT CARD.I CALLED THE COMPANY TO FIND OUT WHAT WAS GOING ON AND THEY TOLD ME THEY WERE ONLY AN ANSWERING SERVICE FOR SPECTRA AND IF I WANTED MY MONEY BACK I HAD TO WRITE A LETTER BUT THEY ALSO INFORMED ME THAT THEY WERE NOT IN THE REFUND BUISNESS. I PLAN TO FOLLOW UP WITH MY BANK AND TRY TO GET MY MONEY BACK AND AM CURRENTLY WORKING GETTING THIS COMPANY INVSTIGATED ON A HIGHER LEVEL. ANY INFO THAT MIGHT HELP WOULD BE GREATLY APPRECIATED. THANKS AND GOOD LUCK TO YOU ALL
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