ammominoh Posted March 17, 2005 Report Share Posted March 17, 2005 It truthfully isn't as bad as I thought but I have never seen a CR before so am lost...here are my questions.This is from my Equifax CR:AT&T = Charge-off - Revolving Account - bal=4154.00Date Opened: 1994 Date Reported: 01/2003Date of last activity: n/aThen has a 81 month payment history: for 1999 it is as follows:dec-120, nov-90, oct-60, sep-30, aug-30, and jul 30. What would the sol be?Then this is the weird one....I have not been in contact with an CA or OC for at least 6 years and this shows up on my report....NCO Financial - Current Status is 120+days past due...Individual AccountHigh Credit and balance is 4155.00 (notice it's only $1 more than AT&T)Open AccountDate Reported: 2/2005Type of Loan is: Factoring Company Account (Debt purchaser)So what is that...now I have to wait another 7 years to get it to come off? Could it be the same account (at&t and NCO)??? Ugh I am so confused....please help! Link to comment Share on other sites More sharing options...
divemedic Posted March 17, 2005 Report Share Posted March 17, 2005 The account changing hands does not affect the fall off date. Looks like the account has a DOLA of 6/99, but you need to DV to be sure. The CA may be reaging here. CAll CRA and ask them when this account falls off. Link to comment Share on other sites More sharing options...
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