Iotaman Posted March 18, 2005 Report Share Posted March 18, 2005 I plan on closing on my house end of april. I want to purchase a motorcycle. Now beefore i got into this mortgage game I paid off in full a few loose ends (1 co, and 2 collections) I have 2 lates on seperate accounts late with in a years time frame but all in 2004. The only debt i have is my student loans totaling $350.00 and if they count it my mom cc which i'm just an authorized user. myfico scores eq=619,tu=650,ex=690. Whom could i use to possible financing with scores and history...1 car paid in full never late also! Link to comment Share on other sites More sharing options...
score booster Posted March 19, 2005 Report Share Posted March 19, 2005 I plan on buying a new bike in myself, in may. What kind of bike do you want?? I know harley davidson will approve with scores as low as 600 or so (they just gouge u on the interest!) I spoke with a honda finance manager also. He said he can get approvals with scores around 625 to 630. It's important to have no lates in the prior 24 months and no repos on the report. This is through honda motorcycle finance. Keep in mind, bigger dealerships have the ability to slide through an occasional questionable application based on the shear volume of business they provide. Then there's always the option of joining a credit union or a applying with a local bank. The 619 is iffy; I'd do some heavy investigating and try to find a lender who pulls tu or preferably exp. That 690 should get you in like flynn! Save yourself the needless inquiries! Start calling dealers and speak with the finance manager. They will gladly help you out. Good luck. Link to comment Share on other sites More sharing options...
DocPC Posted March 20, 2005 Report Share Posted March 20, 2005 Join Patelco and try for a motorcycle loan from them. Very lenient. Link to comment Share on other sites More sharing options...
score booster Posted March 20, 2005 Report Share Posted March 20, 2005 Patelco pulls exp., right? Link to comment Share on other sites More sharing options...
DocPC Posted March 20, 2005 Report Share Posted March 20, 2005 Did for me and DF. Link to comment Share on other sites More sharing options...
Iotaman Posted March 21, 2005 Author Report Share Posted March 21, 2005 I live in Virginia Beach, Va and their is no patelco around here Link to comment Share on other sites More sharing options...
DocPC Posted March 21, 2005 Report Share Posted March 21, 2005 www.patelco.com Link to comment Share on other sites More sharing options...
score booster Posted March 24, 2005 Report Share Posted March 24, 2005 I checked patelco and their bike rates aren't so hot! Over 10% and it looks like a 48 month max. Too bad; my experian score just popped, too. Link to comment Share on other sites More sharing options...
MarvBear Posted March 25, 2005 Report Share Posted March 25, 2005 you can go HERE and see some fairly current Harley Rates and OTHER BIKE rates. Link to comment Share on other sites More sharing options...
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