aints68 Posted March 19, 2005 Report Share Posted March 19, 2005 My BH has an account on credit from 1st Select. We're not sure who this is. Are they a regular cc company or a collection agency? Link to comment Share on other sites More sharing options...
aints68 Posted March 20, 2005 Author Report Share Posted March 20, 2005 Any advice on this one would be much appreciated. Thanks. Link to comment Share on other sites More sharing options...
workinninetofive Posted March 20, 2005 Report Share Posted March 20, 2005 Have you tried google? Link to comment Share on other sites More sharing options...
aints68 Posted March 20, 2005 Author Report Share Posted March 20, 2005 Thanks for the suggestion. I tried it, but didn't have any luck. The cr has a contact number for them but when I call, it is disconnected. We think they bought BH"s MBNA account, but not sure. Then I think they sold it to a second collection agency. The strange thing is that its showing as a positive tradeline with a zero balance, so I'm not sure we should be trying to get this out. I think it might be helping the FICO score. The bad thing is that the MBNA is showing negative as well as the new collection company (which actually is showing up as a collection.) If we try to get a mortgage or something else with a lot of scrutiny, I'm sure the loan officer is going to realize what this is. I was hoping maybe someone here had dealings with them in the past and could enlighten me. Thanks! Link to comment Share on other sites More sharing options...
HeartRN Posted March 20, 2005 Report Share Posted March 20, 2005 I found this when I googled them...New entries include Credigy Receivables, a Georgia-based company that bought part of the First Select Corp. portfolio. First Select is the former debt-buying arm of Providian Financial Corp. First Select Corporation10400 Linn Station Rd. #320 Louisville, Kentucky 40223 Link to comment Share on other sites More sharing options...
aints68 Posted March 20, 2005 Author Report Share Posted March 20, 2005 Thank you sooo much! I don't know what I was doing wrong in Google to not find this. That explains exactly what has happened now. The new collection agency on this account in the cr is Credigy so now I know what has happened. Thank you again heartrn!! Link to comment Share on other sites More sharing options...
devil21 Posted March 21, 2005 Report Share Posted March 21, 2005 If you need any help with Credigy, let me know via PM. You could say I have a "personal knowledge" of how to get rid of them. Link to comment Share on other sites More sharing options...
pittsburgh_guy Posted June 13, 2005 Report Share Posted June 13, 2005 I am friends with Credigy as well. Let me know if you need anything. I destroyed them. Link to comment Share on other sites More sharing options...
Xanathos Posted June 13, 2005 Report Share Posted June 13, 2005 Credigy's the greatest. Not only do they open themselves up to litigation constantly, but they contract out so many of their debt portfolios that they end up dragging tons of other CA's and bottom feeder collection attorneys down with them.For the record, First Select USED to be a credit card issuer...then Providian bought them out and they became a collection agency...then they went bankrupt. Link to comment Share on other sites More sharing options...
byseashore Posted August 24, 2005 Report Share Posted August 24, 2005 I am being taken to court by Credigy Receivables over a past debt next week & could use any help you provided. I am located in Ft Worth, Texas (Tarrant County). It was a previous credit card with First Select & the last point of contact I can come up with is February/March 2002 for the amount of $4,531.00. Credigy has the debt at $7889.00 and I paid $3,000.00 December 2004 with the intent I’d pay more through the next several months. When they sent a “Consent Judgment” from their law firm, it showed a larger amount than I thought we agreed therefore did not sign. Then in February 2005 I received an “Order of Intent to Dismiss Case For Want Of Prosecution”. I haven’t paid anything else towards the sum so they are continuing with the suit & filed a “Plaintiff’s Request for Production of Documents on Non-Party”. The Court Clerk called to ask what documents I would be filing so am scrambling on what to do next. I figured if I showed up with the intents of paying another couple of thousand they would accept?? Or should I call Credigy & offer it before the court date? (Although I did that previous & they wouldn’t accept that small amount). Help – what are my chances of only having to pay another couple of thousand or do you think I should hire a lawyer?? Thanks ahead for your information… Link to comment Share on other sites More sharing options...
byseashore Posted August 24, 2005 Report Share Posted August 24, 2005 Update: just looked through more paperwork & found it started with Discovery Card with the first known balance of $2960.88 and last shown correspondence of $4333.73. The increased charges were from late fees, over credit limit, and finances. Thxs Link to comment Share on other sites More sharing options...
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