wunderwoman Posted March 21, 2005 Report Share Posted March 21, 2005 Well, I got my last derog off my Transunion report, and with the aid of opening two new accounts, Bestbuy and Citibank Mastercard, my Transunion FICO score went from 650 to 761! Woo hoo.I didn't pull the others, but Transunion has always been the lowest, so I would imagine they are all in the 700s now.So, I'll keep current and low on everything and a year from now I'll be ready to buy a house! It feels so good. Link to comment Share on other sites More sharing options...
admin Posted March 21, 2005 Report Share Posted March 21, 2005 Wow!! Good job! Link to comment Share on other sites More sharing options...
miracle Posted March 21, 2005 Report Share Posted March 21, 2005 Wunder that is Awesome! Congrats!!! Link to comment Share on other sites More sharing options...
divemedic Posted March 21, 2005 Report Share Posted March 21, 2005 Great job. I hope to join you some day. Link to comment Share on other sites More sharing options...
HeartRN Posted March 21, 2005 Report Share Posted March 21, 2005 WooHoo!! Way to go!! Link to comment Share on other sites More sharing options...
wunderwoman Posted March 21, 2005 Author Report Share Posted March 21, 2005 By the way, the last derog ( a legit charge off ) came off through the "procedural request" method. Couldn't believe it actually worked! Challenged them on it and they took it right off, because, of course, they do not have legitimate procedures.Pretty cool.Oh, by the way Miracle, glad to see you're avatar is back on this side of the yellow brick road. Link to comment Share on other sites More sharing options...
gprncss Posted March 21, 2005 Report Share Posted March 21, 2005 Link to comment Share on other sites More sharing options...
edubb007 Posted March 21, 2005 Report Share Posted March 21, 2005 Link to comment Share on other sites More sharing options...
SevenBagels Posted March 21, 2005 Report Share Posted March 21, 2005 Congratulations! How long did it take from beginning to end? Link to comment Share on other sites More sharing options...
chatter2960 Posted March 21, 2005 Report Share Posted March 21, 2005 Congratulation!!!! Yea!!!!So opening two new accounts boosted your score? Was this immediate, or did it take a while? Also, what was your score when you applied for BestBuy - what credit bureau did they use - I might want to give them a try.I am so happy for you!!! I can't wait until I am there!!! Link to comment Share on other sites More sharing options...
SevenBagels Posted March 21, 2005 Report Share Posted March 21, 2005 chatter,when i opened a secured OrchardBank CC, my scores went up 25 points in one month! I was so trilled! They are reporting to all three bureaus. Link to comment Share on other sites More sharing options...
chatter2960 Posted March 21, 2005 Report Share Posted March 21, 2005 What credit limit did you receive? Link to comment Share on other sites More sharing options...
credit-nightmare Posted March 21, 2005 Report Share Posted March 21, 2005 CONGRATS !!!! Hopefully one day I will be there also !! Link to comment Share on other sites More sharing options...
ggluvbug Posted March 21, 2005 Report Share Posted March 21, 2005 chatter,when i opened a secured OrchardBank CC, my scores went up 25 points in one month! I was so trilled! They are reporting to all three bureaus.we opened my husband's orchard in january and he is up between 9 and 24 points on all his cards.hoping for us right now to be in the 600 club across the board...sad as that is he has one at 613. maybe next year i will get to throw a 700 club party.congrats to wunderwoman! Link to comment Share on other sites More sharing options...
TylerDurden Posted March 21, 2005 Report Share Posted March 21, 2005 Congrats, wunderwoman!!!! Just curious, who was the OC on the CO? Link to comment Share on other sites More sharing options...
Rose Posted March 21, 2005 Report Share Posted March 21, 2005 Yay! Can't wait to be up there with ya! Link to comment Share on other sites More sharing options...
SevenBagels Posted March 21, 2005 Report Share Posted March 21, 2005 Just $200 Link to comment Share on other sites More sharing options...
creditdodger Posted March 22, 2005 Report Share Posted March 22, 2005 Congrats Wunderwomen.... But please don't abandon us! Link to comment Share on other sites More sharing options...
score booster Posted March 23, 2005 Report Share Posted March 23, 2005 Now that's a FICO! Link to comment Share on other sites More sharing options...
Sultan Posted March 23, 2005 Report Share Posted March 23, 2005 Irony....http://debt-consolidation-credit-repair-service.com/phpBB2/viewtopic.php?t=26634Is 761 the magic number? works for me. Link to comment Share on other sites More sharing options...
Valkyrine Posted March 23, 2005 Report Share Posted March 23, 2005 Congrats Wunderwoman!!!! You earned it. Link to comment Share on other sites More sharing options...
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