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Charged off, but still pumping strong and on time!


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I've got a chargeoff deparment store account that is showing as a chargeoff in the remarks of all three CRAs. However, on one CRA, it is showing a positive payment history through to the present.

What's the best way to handle this? Is it better off to whack off the charge off, and lose the good payment history? Or whack it off completely?


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