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Account paid in full, now what?


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I have a few mortgage loans on my credit that the properties have either been sold or transferred(never in collections). I did search the forums first to look for help on this topic.

What should the loans that are closed because I sold the properties read in a best case senario? Paid Account - Zero Balance?

What should the loans that have been sold or transfered between banks read? Transferred?

One in particular reads Account closed by consumer closed or paid account -zero balance How should it read?

Also I had a credit line with BOA that i was being ganked on interest that I closed. My report reads Account closed at consumers request is that negative or neutral?

Thank you all for your continued help and advice.

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