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Are FAKOs usually SO MUCH lower than FICOs?


Mannerheim
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I've been corresponding with GGLUVBUG re: FAKOs/FICOS. Her posted scores are:

FAKO'S

2/04: 12/04: 3/05:

EQ 415 EQ 560 EQ 565

EX 459 EX 562 EX 577

TU 493 TU 550 TU 556

FICO

12-23-04 3-18-05

EQ 582 576

EX 559 583

TU 539 573

She said that both she and her husband have FAKO's lower than FICOs. Is that usually the case?

I thought it was usually the other way around!

(Thanks ggluvbug, as I borrowed your scores here! Your help is greatly appreciated!)

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I've been corresponding with GGLUVBUG re: FAKOs/FICOS. Her posted scores are:

FAKO'S

2/04: 12/04: 3/05:

EQ 415 EQ 560 EQ 565

EX 459 EX 562 EX 577

TU 493 TU 550 TU 556

FICO

12-23-04 3-18-05

EQ 582 576

EX 559 583

TU 539 573

She said that both she and her husband have FAKO's lower than FICOs. Is that usually the case?

I thought it was usually the other way around!

(Thanks ggluvbug, as I borrowed your scores here! Your help is greatly appreciated!)

no problem! :D it seems to have no real logic to me!

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I've only been using PG a couple weeks but I do notice one thing. PG seems to ding you heavily for each and every collection, whereas FICO hits u hard on the first one, then subsequent ones have a less drastic effect. My TU fako is a whopping 82 pts. lower than my FICO! I think there are four old collections on there. My eq. is about the same on each and my exp. fako is about 35 points higher than FICO. Go figure.

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