nicole Posted March 23, 2005 Report Share Posted March 23, 2005 I'm getting ready to send out my DV to Sherman, but I don't know which address to use. I'd rather not send it to a PO box if I don't have to. Has anyone had any success with a particular address for them? Here are some that I've found:Sherman Acquisitions/Alegis (SDB)9700 Richmond, Ste. 160Houston, Texas 77042Sherman Financial Group 335 Madison Avenue 19th Floor New York, NY 10017Sherman Financial Group 25 Madison Avenue, 25th FloorNew York, NY 10017Sherman Acquisition, LP/Alegis Group, LPP.O. Box 10584Greenville, SC 29603 Link to comment Share on other sites More sharing options...
willingtocope Posted March 24, 2005 Report Share Posted March 24, 2005 If you've got a letter from them, use that address even if it is a PO... Link to comment Share on other sites More sharing options...
nicole Posted March 24, 2005 Author Report Share Posted March 24, 2005 If I'd ever gotten a letter from them, then I'd mostly certainly use that address. I just saw them on my CR and want to get them removed. Link to comment Share on other sites More sharing options...
willingtocope Posted March 24, 2005 Report Share Posted March 24, 2005 Ah...sorry.Is there an address listed on your credit report? My full EQ and EX lists addresses.... Link to comment Share on other sites More sharing options...
nicole Posted March 24, 2005 Author Report Share Posted March 24, 2005 Thanks. I didn't look too closely at my CR the other day. It lists the PO box in SC. I feel like an idiot now. They're also listing the OC as OSI/Gulf State, which is not correct. Should I include something about that in my DV? The original debt is a Discover card that's over 5 years old and past the SOL. Sherman has never contacted me about this (nor have any of their sister companies), so my DV pretty much says I found it on my CR and don't know what it is...blah blah blah. Should I take a different approach to this, or just see what comes back after my DV? Link to comment Share on other sites More sharing options...
willingtocope Posted March 24, 2005 Report Share Posted March 24, 2005 If it SOL, then depending on what state you're in, it may even be illegal for them to attempt to collect. But regardless, I think I'd start with the DV you've got written and see where that leads... Link to comment Share on other sites More sharing options...
nicole Posted March 24, 2005 Author Report Share Posted March 24, 2005 I'm in PA, so I'm pretty sure they can continue to collect. I was thinking that I'd be better off to just send my letter and maybe get it deleted easily. Hey, I can hope right?Thanks so much for the advice!!! Link to comment Share on other sites More sharing options...
flythai834 Posted March 24, 2005 Report Share Posted March 24, 2005 you know, i have sherman on my cr and they have the same thing listed osi/gulf chase state credit or something along those lines. im not even sure who the oc is. i need to send them a dv letter also, just havent had the time to do it yet. please keep me updated with your response from them once u send the dv. Link to comment Share on other sites More sharing options...
garynash70701 Posted March 24, 2005 Report Share Posted March 24, 2005 Nicole,I had Sherman on my CR with the OC as OSI/gulfstate. OSI/Gulfstate is another collection agency; however I do believe they are out of business. I sent Sherman a DV letter and they responded to me by sending me an 'affidavit of debt' after the letter. Don't let that 'affidavit' fool you, it means nothing. What I had success with in dealing with Sherman was..... (1) send DV letter (get one off the forum here)(2) then go online or however you can dispute the TL with the 3CRA's(3) wait for the responses--while awaiting the responses and their probable FDCPA violations--(a) brush up on the FDCPA and FCRA in particular about debt validation( find out what the SOL are in your state© keep good recordsAfter I recieved Shermans 'affidavit' I was semi-versed in the FCRA and FDCPA so I waited. They will mess up by sending you this 'affidavit' more than likely. If not, they will violate something somewhere and there is your ammunition to send them a letter demanding they remove the TL or you will sue etc. I have spoken with several people who has dealt with Sherman and they all have had problems with them. My super-best advice....... Persistance beats resistance!They did finally remove their TL after about 2 months of calls, letters, etc. This site really works..... it just takes time. Link to comment Share on other sites More sharing options...
nicole Posted March 24, 2005 Author Report Share Posted March 24, 2005 Believe me, I am very well versed with the FDCPA and FCRA as well as my state statutes on the SOL. I had a CA sue me last year for a debt that was past SOL, so I had to do a lot of research. I sent the attorney a nice letter when I received my summons, and they never showed up for the hearing. I was planning on cleaning up the rest of my credit after that, but I had some medical problems and had to wait. Now, I'm ready to jump back into it.I can't say enough how great all of the information and advice on this site is. Thank you everyone!!! Link to comment Share on other sites More sharing options...
flythai834 Posted May 9, 2005 Report Share Posted May 9, 2005 garynash, if osi is out of business, how would one go about removing them from their crs? i was lucky enough to have sherman remove from 2 crs and i'm just waiting for the 3rd one to fall off, but i see that osi is still listed in the collections section of my 3 crs and i want them off. Link to comment Share on other sites More sharing options...
chris l Posted August 2, 2005 Report Share Posted August 2, 2005 Hello. I just joined the board but have been reading some of the posts for a few weeks. Great Site!I received a letter from Allied Interstate regarding a charged off balance with Sears. They are associated with LVNV. I sent a debt validation letter and received a response from Resurgent Capital Services. Enclosed was their validation, an affidavit from "someone". Obviously this is not good enough.I plan to respond stating that the info they sent me does not validate the debt and to remove me from their collection list and....Here are my questions. Was their reply a violation? I will send the reply back to Resurgent but should I also copy LVNV or Sherman so that they cannot pass this claim among them selves? I want to stop them here and not redue do this every time they send the claim to one of their affiliates.ThanksChris Link to comment Share on other sites More sharing options...
LadynRed Posted August 2, 2005 Report Share Posted August 2, 2005 LVNV IS Resurgent, they hired Allied. You need to do more than just say they didn't validate, you need to SPECIFICALLY REJECT that affidavit. If you do not, you are tacitally AGREEING with what that stupid affidavit says !! This is a typical Sherman tactic to get around validation and the SOL. If you don't specifically dispute the affidavit, it creates an 'account stated' - you definitely don't want that ! Link to comment Share on other sites More sharing options...
chris l Posted August 2, 2005 Report Share Posted August 2, 2005 Thanks for the response. After I send a letter disputing their affidavid, should I send a letter to the CRA as well, asking them to remove the TL?ThanksChris Link to comment Share on other sites More sharing options...
Silver1 Posted August 3, 2005 Report Share Posted August 3, 2005 LadyNRed, I'm waiting for Sherman/M.R.S. Associates/LVNV funding/whoever they are to reply to my DV. If I get the affidavit, would it be enough to write, "I reject in full the Affidavit of Debt", or is there something else more specific that needs to be written to make sure they know I reject the affidavit and they won't be using that on me? Then in a separate letter I will write that what they provided was not debt validation and that I am again requesting strict validation of this debt.Thanks! Silver Link to comment Share on other sites More sharing options...
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