LostInSpace Posted April 4, 2005 Report Share Posted April 4, 2005 I received a call the other day from a CA regarding a debt that I incurred several years ago (the SOL has not expired). This debt was incurred while living abroad (in the UK), and I'm wondering about any jurisdiction rights that the CA might have. Can debt be transferred internationally? And can a CA in the USA (specifically in California) file suit on behalf of a debt obtained while living abroad?Also, the amount they *claim* I owe is much larger thank I remember; are there any negotiating tactics that you can recommended?Thank you in advance for any help! Link to comment Share on other sites More sharing options...
DocDon Posted April 4, 2005 Report Share Posted April 4, 2005 That's an interesting question.A debt orignated under UK lending laws assigned to a CA in the U.S.Be interesting to see how a CA can use U.S. law for a foreign debt. Link to comment Share on other sites More sharing options...
gdouglaslee Posted April 4, 2005 Report Share Posted April 4, 2005 What? If some goof ball wholesaler doesn't pay his invoices to a Chinese manufacturer the Chinese just go sit in a corner and pout? Oh, no, they collect, in court if necessary. A lot of military personnel think they can skip out on their final utility bill or phone bill or last month's rent when they leave a foreign country. Boy do they get a big suprise later on. Worse than that, as a matter of "diplomacy, good will and international relations" the US Snake Department will help them hunt down students, workers and former military members who lived abroad and incurred debts in order to collect. Link to comment Share on other sites More sharing options...
divemedic Posted April 4, 2005 Report Share Posted April 4, 2005 What? If some goof ball wholesaler doesn't pay his invoices to a Chinese manufacturer the Chinese just go sit in a corner and pout? Oh, no, they collect, in court if necessary. True, but that would be a debt involving a transaction that took place in the US. How can a foreign country enforce foreign law in the US? Remember, if the debt was incurred entirely on foriegn soil, I don't see how a US court would have jurisdiction. Link to comment Share on other sites More sharing options...
GreatGadsby Posted April 4, 2005 Report Share Posted April 4, 2005 I agree with dive. If they were military, they could come after you b/c the base is US territory, and the UCMJ has a bunch of rules regarding having to pay all your debts and whatnot, but otherwise i don't see how they could come after you here. Link to comment Share on other sites More sharing options...
LostInSpace Posted April 4, 2005 Author Report Share Posted April 4, 2005 Not military related. The debt did occur with an international bank, though. Link to comment Share on other sites More sharing options...
LadynRed Posted April 4, 2005 Report Share Posted April 4, 2005 Well, I can tell you that I know of at least 2 cases where guys who had lived in the UK and moved here, left debts there, was being SUED in US court for that UK debt. So, it would appear it IS possible. The debt was assigned/sold to a US collection agency, who subsequently sued the ex-UK citizens. I wish the US could do the same with foreigners who come here, run up debt, then scurry back to their own countries, leaving all their unpaid debts behind ! Link to comment Share on other sites More sharing options...
divemedic Posted April 4, 2005 Report Share Posted April 4, 2005 I would think you could claim jurisdiction. Wrong venue. Something. You can be sued for anything. I could sue anyone in the world right now for anything. It doesn't mean I will win. Link to comment Share on other sites More sharing options...
DocDon Posted April 5, 2005 Report Share Posted April 5, 2005 I guess the question is what law bridges the gap between the FDCPA here and a foreign debt....We're talking a consumer debt too, not a corporate one - there is a slight difference, gdouglaslee.Does a UK company have to validate because US law says we have a right to it?Do they change the total daily based on the exchange rate?There's a lot more to it than your sarcasitc response I would think. Link to comment Share on other sites More sharing options...
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