devil21 Posted April 4, 2005 Report Share Posted April 4, 2005 I already posted on AoC about it but I felt I should pass it on just for the newbies who feel at their wits end or are starting their journey. I started out 2 months ago repairing my credit. Im relentless btw. I disputed online every nasty on my reports and got plenty of deletions. After I got serious recently and started turning to legal action, I am proud to report that I pulled my actual FICOs tonite (www.myfico.com). Here are the results:It also goes to show how PG FAKOs and real FICOs differ. BTW, get rid of inquiries in any way you can! PG TU FAKO shows as 637. MyFico says 705! PG EFX shows as 605. MyFico says 623! PG EXP shows as 637. I cant pull MyFico b/c of preliminary fraud alert but I imagine its around the same as TU. WOW! Thats crazy and such a pleasant surprise! It also occurred to me that this really shows how CA/JDB listings can totally screw your scores. My a$$&t line in EFX has the standard reporting of Open 120 late, etc. On TU they are listed simply as collection account from many years ago. I hate to say it but for a moment I considered just taking a deletion in exchange for dropping my fed suit against them. Please feel free to brow beat me.Don't worry, I am still going after a$$&t Link to comment Share on other sites More sharing options...
workinninetofive Posted April 4, 2005 Report Share Posted April 4, 2005 Congrats! Making a post, I was at 911 Link to comment Share on other sites More sharing options...
miracle Posted April 4, 2005 Report Share Posted April 4, 2005 Congrats on the great scores! Keep up the great work! Link to comment Share on other sites More sharing options...
Rose Posted April 5, 2005 Report Share Posted April 5, 2005 I just mailed my first disupute letters to all three credit agencies, heard back from two of them--total of five deletions now!!! Link to comment Share on other sites More sharing options...
Rose Posted April 5, 2005 Report Share Posted April 5, 2005 PS: I meant to say I mailed them two weeks ago. Also, I'm guessing this is the easy part Link to comment Share on other sites More sharing options...
CAMassage Posted April 5, 2005 Report Share Posted April 5, 2005 To get deletions is a great thing. I am doing pretty good in the deletion dept. I am waiting now for the 1st round to be over so I can begin again. Link to comment Share on other sites More sharing options...
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