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mzjazzyazz

Apply online or in the store?

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Is it better to apply online or in the store for a Target guest card?

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Doesn't matter--goes through the same process no matter what. I'd recommend online if you aren't sure you're going to get it.

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Well, DH has not credit cards and I thought he should get one. lol

For my own personal reasons of course.

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I am always a little nervous about completing credit card applications in the store because I don't want to be embarrassed when they tell you that you will hear something in 7-10 days.

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I chickened out. lol

I am scared to apply. Maybe I should just wait. I hear they pull EQ and EQ is my lowest score.

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