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Collection Agency or Original Creditor?


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IMHO, its always better to pay the OC...IF...big IF...they will pull the account back from any collectors, make the collectors TLs go away, and, if they won't delete the account, at least mark it settled as agreed (all in writing by the way).

On the other hand, the ONLY reason to give a collector ANY money is if they will delete their TL and give you something in writing (signed by someone with authority to do so) before you send them any money saying the debt is settled in full and any residual will not be resold.

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