okayy Posted April 6, 2005 Report Share Posted April 6, 2005 Sent validation lettet to collection company on 3.21.05. I gave them 15 days to respond. Would this be 15 business days. Aso I checked PG and I now see not only are they reporting it to Equifax as open, but they now are reporting it to EX as closed and remarks do not state it as being disputed by consumer. The last date of activity on the account was 8/98. What route should I go? They have not responded back to me as of 4/6/05. Link to comment Share on other sites More sharing options...
Methuss Posted April 6, 2005 Report Share Posted April 6, 2005 Generally courts expect you to give 30 calendar days to respond. 15 days is too short for a first notice to be considered a reasonable amount of time.Plus be aware that they do not have to respond so long as they abandon all future collection efforts (this includes verifying credit report tradelines). Link to comment Share on other sites More sharing options...
CreditDiva Posted April 6, 2005 Report Share Posted April 6, 2005 Is the amount over $500?Are they re-aging the acct? It is prob SOL expired and time-barred, and should drop in a few months..I have had at least 3 CA disapper by doing the 30 day validation, re-dispute with CRA,and requesting 2nd validation route and sending ITS notice route..just keep all your doc..espeachially if they are still playing hardball on such an old acct after the ITS notice stage Link to comment Share on other sites More sharing options...
divemedic Posted April 6, 2005 Report Share Posted April 6, 2005 True, but they did report to EX, and that is surely collection activity. Link to comment Share on other sites More sharing options...
Recommended Posts