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Model Exclusion Criteria????


eksmith99
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So, I have begun the process of credit repair...and have a printout of my credit report from a mortgage companyi was hoping to be able to see what i need to work on more accurately and now I have learned that Experian won't give me a Risk Score....my report reads:

XPN FICO-II N/A Reject: 9002

9002 RISK SCORE NOT AVAILABLE DUE TO MODEL EXCLUSION CRITERIA

what is this all about?? this tells me something somewhere is wrong but I don't know where to begin and only Experian is doing this.

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Translating from the computer-ese, it sounds to me like there's something in your credit report that doesn't fit the computer model that's used to generate the score.

Maybe you should call Experian and ask...although I'd bet you will wind up writing a letter asking for an explanation...

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