ThePeacock Posted April 6, 2005 Report Share Posted April 6, 2005 I'm planning on refinancing my auto loan. Six months will be up soon and I wanted to try w/ $1000 down. Scores are in my sig and I have paid 100 more than the payment amount every month. I have a CC and a Savings w/ Patelco.Any thoughts on who would be better, Patelco or DCU?Thanks Link to comment Share on other sites More sharing options...
workinninetofive Posted April 6, 2005 Report Share Posted April 6, 2005 Not sure.. I know DCU does have a second chance car loan program. If you are a member of Patelco now, I would probably apply there.With your scores, you may want to look into the second chance program. I'm not sure of the %.I must be tired tonight! lol. Link to comment Share on other sites More sharing options...
ThePeacock Posted April 7, 2005 Author Report Share Posted April 7, 2005 Well currently I'm at 9.99%....I was hoping to do even a little better. Link to comment Share on other sites More sharing options...
workinninetofive Posted April 7, 2005 Report Share Posted April 7, 2005 I think the % depends on the year of the car. You may want to google it. I'm thinking about 8%. Link to comment Share on other sites More sharing options...
ThePeacock Posted April 7, 2005 Author Report Share Posted April 7, 2005 I think the % depends on the year of the car. You may want to google it. I'm thinking about 8%.Pardon my ignorance....but I may want to "google it"? Link to comment Share on other sites More sharing options...
DocPC Posted April 7, 2005 Report Share Posted April 7, 2005 www.google.comSearch engine. Link to comment Share on other sites More sharing options...
ThePeacock Posted April 7, 2005 Author Report Share Posted April 7, 2005 I know what google.com is....but I guess I've never heard that phrase before Link to comment Share on other sites More sharing options...
workinninetofive Posted April 7, 2005 Report Share Posted April 7, 2005 now you have I was a little off. It looks like the standard rate should be 6-7% depending on how long you finance. Link to comment Share on other sites More sharing options...
ThePeacock Posted April 7, 2005 Author Report Share Posted April 7, 2005 I think I get it.....search google for what the rate should be.....Thanks Workinninetofive Link to comment Share on other sites More sharing options...
DocPC Posted April 7, 2005 Report Share Posted April 7, 2005 The puppy says yer welcome... Link to comment Share on other sites More sharing options...
Spiderella Posted May 23, 2005 Report Share Posted May 23, 2005 I applied for a re-finance at both credit unions last week. Patelco was great! They offered me a 115% loan with a choice of 5.2% for 1-5 years or 6.2% for 6 years. The offer is good for four months. DCU didn't even come close. They offered me a 6.45% rate for 5 years with the offer being good for only 30 days.I'm going with Patelco! Link to comment Share on other sites More sharing options...
ThePeacock Posted May 23, 2005 Author Report Share Posted May 23, 2005 Thanks for the reply! I was leaning towards them. Link to comment Share on other sites More sharing options...
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