ZphisticatedLady Posted April 8, 2005 Report Share Posted April 8, 2005 Is there some common documentation or letter format that states they have properly validated? I know alot of us on here are confused, therefore we keep asking the same question. But if anyone can answer this question specifically, then it believe it will keep everyone from repeating the same question.I know CA's use lots of legalease to state they have validated, but how do you filter through all of that to get down to a yes or no before you send a 2nd letter or follow the next steps in the flow chart. Link to comment Share on other sites More sharing options...
KentWA Posted April 8, 2005 Report Share Posted April 8, 2005 The answer is usually did they proved competant evidence that the debt is your that can be used in a court of law. Some statement generated from their computer is not competent evidence. If they cough up a bunch of past statements from the OC where it shows you have made some payments on the account that is likely pretty good validation. They would still need to provide details of how all amounts due were calculated, i.e. principle, interest, fees, etc.There is not a golden form with a simple check list of everything they must provide. The question is, can they sue and win with what they have provided. Link to comment Share on other sites More sharing options...
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