CreditDiva Posted April 8, 2005 Report Share Posted April 8, 2005 Capitol One's reponse to me closing three of my accounts with them was to send me a pre-approved Capitol One Business Platinum Flex60 card, anybody have one of these, and if so what scores did u get approved with? 0% intro for 12 months, 60 day payment cycle,60 day 0% no annual fee and up to 20K credit - I loathe capitol one, but Citibank hiked up my 6.5% APR to 29% penalty rates because of a CA placed a derogatory on my CRA(which I have since managed to get deleted), however Citibank refuse to change the rate back to 6.5%..Seems like a good deal, I hate capitol one and concerned about how their reporting will affect my scores again. Link to comment Share on other sites More sharing options...
score booster Posted April 8, 2005 Report Share Posted April 8, 2005 What a surprise...citi strikes again; personally I think they're WORSE than cap 1. Way too many people have been through this with citi; it's close to impossible to get your old rate back, even if the derog was placed in error. They lure you in with 4.9% bt offers then just lay in wait for that $30 med bill to hit your reports so they can jack you to a rate that should be illegal. Link to comment Share on other sites More sharing options...
CreditDiva Posted April 9, 2005 Author Report Share Posted April 9, 2005 They are indeed the beast!.. Yeah, if you have an acct. with them, check how often they do soft pulls A/R inquires, they are very generous with CLI too, and they'll lie in wait and smack you with penalty APR as soon as they can find something.. Link to comment Share on other sites More sharing options...
score booster Posted April 13, 2005 Report Share Posted April 13, 2005 They do more soft pulls than ANYONE!! Even when you carry no balance. Link to comment Share on other sites More sharing options...
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