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Paid Charge Off vs Paid was a CA


Flipper762
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Which one will do the most damage to my score. I paid a charged off account the CA agreed to post the status as Paid in Full but instead they listed as a Charge Off. After going back and forth with these clown and making them live up to the signed agreement I sent them they changed the status to Paid was a Collection Account.

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Any collection information listed is bad - doesn't matter how it's worded.

"Paid in Full" simply meant a paid collection, so they technically held up their end of the "deal" (which really was no deal).

You want to go for deletion of collection entries and removal of negative remarks. Unfortunately, "paid in full" does not satisfy that.

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