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Debt Validation and the Original Creditor


Mannerheim
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Hello,

I'm trying to figure out what approach to take in requesting a DV from an OC.

I've read all over this site, and I'm kind of confused. I remember reading to send a letter similar to a regular DV for a collection agency, but then when I just reviewed the Debt Validation info page and flow chart, it says that the DV laws don't apply to OC's.

Please advise.

Thanks!

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