Mack Posted April 10, 2005 Report Share Posted April 10, 2005 I have received a collection letter from Palisades for a cell phone bill - not addressed to me personally but to my former s-corporation (desolved in 1999) and sent to a previous address - a former residence. A friend now lives there and knowing the Corporation name was my former business gave me the mail several weeks later. The OC is not reporting this on my CR. I am concerned that they are trying to connect the dots - so if I send them a DV letter and with my name with a new address this will give them some info to collect further. They wrote - "if your account falls within the 7 year reporting period, they intend to report this account to the various credit bureaus....:" Since it is probably well over 4 years old and it is not being reported from the OC, what is the safest process. I thought about putting it back in the envelope and returning it to them with "no such addressee at this..... - I do not like to stick my head in the sand but I think they are fishing for more info. Please advise if anyone can. Link to comment Share on other sites More sharing options...
shaneIrish Posted April 10, 2005 Report Share Posted April 10, 2005 Ignore it, business debt cannot be reported on your personal credit report. Business debt is also NOT covered by the FCRA or FDCPA. Link to comment Share on other sites More sharing options...
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