glarco Posted April 10, 2005 Report Share Posted April 10, 2005 Today I just received some mail from American Mediation & Dispute Resoution firm. It said I was about to be sued by Citibank. It gave a Civil Court Filing number. Another letter from Fiancial Tech'nics. Has the same court filing. I haven't been served yet. My records indicate that the account in question with Citibank is beyond the SOL. So I will be using that affirmative defense. I am also Judgement spoof. No asset, work in Texas, so no wage garnishment, I think. I finding it hard to believe that Citibank bank would pursue this issue. It seems like a slam dunk for me. AM I MISSING SOMETHING? My other questions are? Who are these people who are offering to mediate this issue? Should I call the court house to see if the case actually exists? Should I considering alternate resolution for a SOL case? Link to comment Share on other sites More sharing options...
glarco Posted April 11, 2005 Author Report Share Posted April 11, 2005 bump Link to comment Share on other sites More sharing options...
divemedic Posted April 11, 2005 Report Share Posted April 11, 2005 Typically threats to sue are attempts to scare you into paying. However, if they have a case #, you may already have been sued. Make sure you appear and use that SOL defense. Link to comment Share on other sites More sharing options...
glarco Posted April 11, 2005 Author Report Share Posted April 11, 2005 How do these third parties get the information? Is it public information? If so, How can I found out the detail? Link to comment Share on other sites More sharing options...
divemedic Posted April 11, 2005 Report Share Posted April 11, 2005 The good news is, if you didn't get served at home, saving those letters to prove they knew where you live should make overturning any default judgements easy.They obviously know how to find you, so they should get the address for service correct. Link to comment Share on other sites More sharing options...
glarco Posted April 11, 2005 Author Report Share Posted April 11, 2005 Do you think I should contact the court clerk to verify the filing? It may not hurt to have the extra time to prepare an answer and notice of appearance. Link to comment Share on other sites More sharing options...
divemedic Posted April 11, 2005 Report Share Posted April 11, 2005 I would Link to comment Share on other sites More sharing options...
Recovering Attorney Posted April 11, 2005 Report Share Posted April 11, 2005 What, precisely, does the letter say? You may not be sued, but Citibank may be forcing an arbitration. Or, it may be a mediation firm trying to drum up business by hoping you'll hire them to mediate this account with Citibank. Link to comment Share on other sites More sharing options...
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