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I came here in October of 2004 after being turned down for a home loan. I just wanted to report that I ordered the "sexy credit" book and learned a lot about credit. A few days a go, I got word that I'm approved for an FHA loan up to $120,000! WOW! Today I went and signed the papers on an offer for $74,900 for my new home. My realtor says we should close by may 15 with no problem since I"m pre-approved! YAY! THanks everybody for the help! I coldn't have done it without you. :)

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