geterdone Posted April 13, 2005 Report Share Posted April 13, 2005 My DH and I bought a house but my name is not on the deed but I am now on the refinanced mortgage. If we were to ever divorce and I bought a house on my own, would I qualify for a first time home buyers mortgage? Link to comment Share on other sites More sharing options...
amortgageman Posted April 13, 2005 Report Share Posted April 13, 2005 Not now!First time home buyers programs are usually reserved to the guidelines of "Has not owned a home in the past three years." This means that a home buyer that may have owned a home four years ago could still qualify as a First time Homebuyer. Link to comment Share on other sites More sharing options...
firstsource Posted April 13, 2005 Report Share Posted April 13, 2005 Very true, but most of the time you have many more programs available to you NOT being a FTHB. An "experienced" home owner is less, far less, of a risk than someone buying for the first time.Charles Link to comment Share on other sites More sharing options...
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