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Question about addy disputes???


Average Joe
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Called EXP a couple of days ago to dispute a few addy on my CR. One of the addys is just old, but the other one is a gen-u-wine incorrect address! Never even lived in the city, much less at the address listed!

The CSR I talked to was very polite and said they would look into it. I received a letter two days later stating that the address information contained in their reports is sent to them by the credit grantors. I guess this is just a polite way of saying: "If the OC/CA gave us this address, then it must be right and YOU are a LIAR!"

Should I dispute these again over the phone, or should I ask what TL's they are attached to and contact the OC/CA by mail disputing the address? Which way do you think would be more effective?

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