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In Bankruptcy = Included in Bankruptcy?


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General question for those with knowledge of BK tradelines. I have two CA accounts that are listed as "Included in Bankruptcy" with EXP and TU. They are also listed as CLOSED.

Equifax, however, has them reporting as "In Bankruptcy" and there is nothing listed in the Account Status location, where you would typically see an OPEN or CLOSED. I'm thinking that maybe these accounts are still being listed as open. I disputed this with them twice and they veriified both times. An Equifax CSR even argued with me about this over the phone, saying that all IIB TLs should not have an account status listed.

My Equifax score is currently 45 points below my other two. Anyone seen this before? xheadscratchx

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