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Missouri SOL


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I have several credit cards that were last paid on in April, 2000. The number of letters and phone calls from CA's has decreased to 2-3. I believe the SOL on credit cards in Missouri, where I live now, and Illinois, where the credit cards were issued is 5 years. Does this mean that after May 1, if I am contacted by a CA, I can inform them that the debt is SOL.

Or, should I write them a letter 1) informing them that the debt qualifies for SOL; 2) that I am formally notifying them to no longer correspond with me via phone or written; and 3) should they have any further issues, they can contact my attorney who have I retained to represent me regarding any future financial problems.

Can I breathe a little easier after May 1????

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