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Differences between 3 CRAs reports


lapoolboy
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Why is it that derogatory info. found on one report, isn't on the other two. This info. legitimately is not mine and I have disputed it directly with the CA. Is it because the other two CRAs have done their jobs and were unable to verify it, therefore not reporting it?

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not everyone reports to all 3. you have to be a member with them or something to be able to report, and that costs money, so some companies choose to only report to one or two. as long as the info they're reporting is 'complete & accurate' there's nothing that says who they have to report it to.

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Greatgadsby is very correct. Just remember that each CRA is a seperate company. The only thing they ALWAYS share with one another is that they all have the title of CRA and that they almost never follow the law as they are supposed to be doing :)

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