in process of filing but more med bills coming

[rodeomom]

I am in the process of filing, ready to return questionnaire to BK attorney

I am having a bunch of med problems.

Our new med. ins. deduct. is $2,000. OUCH!!

So I know there will be a bunch of med bills hitting from @ 30 days and some may not hit me til June as some tests are not scheduled til may and will take @ 30-45 day for ins. to process and then dr.s, to start contacting me.

My family dr. will not be a problem to keep up with, want to keep him.

Diabetes dr. will be ok to keep up with I think.

What concerns me is if have to be hospitalized, may not know on that til May.

Cardiologist test ordered at hosp. tomorrow, think I can pay cardiologist office co pay as he is not doing test at his office, but at hospital.

If I have to file on expensive tests at hospital, will they let me include them?

My guess is I will have over $2,000 in testing thru hospital fairly easily.

[bingo]

Medical debt may be discharged in bk. You need to hold off on filing until at least the tests are completed. Then, any bills can be included whether you know the amount or not. They'll just show as contingent liability.

[rodeomom]

thats a relief I can include w/o knowing exact$

Will have attorney hold off on filing til towards end of may, by then all testing should be done, or I will know when, so to speak.

thanks a heap

[breathing_easier]

rodeomom: Good luck to you on all your medical tests. I know it can be very stressful. Will be holding good thoughts for you.

[rodeomom]

Thanks