luna Posted May 3, 2005 Report Share Posted May 3, 2005 AFNI --they received my CMRRstill continued to attempt to contact by phonevalidatd with CRAand "attempted" to validated with me.In my package was --their license/permit #'s for NC, NY and MN. I'm in MI and while I do understand they're licensed here til end of June funny it wasn't included.The paperwork info they sent me showsCingular Wireless &Ameritech Cellular Service (are these the same co??)Now I realize that this wasn't all that I had requested from them. Now I cite the violations of still attempting to collect on the debt even though I DV'd them?Not marking my account IN DISPUTE with the CRA?I'm still waiting on hearing back from the CRA as I contacted them and disputed as NOT MINE once I got my greens back in the mail. Link to comment Share on other sites More sharing options...
luna Posted May 3, 2005 Author Report Share Posted May 3, 2005 Anyone have a violation -- please remove your info from my CR letter?? Link to comment Share on other sites More sharing options...
Josh Mcgrath Posted May 3, 2005 Report Share Posted May 3, 2005 you've already got them on numerous violations. Go ahead and sue them and get some $$$ for ya! I sued Attention LLC for -one- violation of verifying with the CRA's after I sent DV. And I got 3k out of it. (still waiting on the check) But under Texas law, you can get more than the 1k under Federal. Go ahead and sue! Link to comment Share on other sites More sharing options...
luna Posted May 4, 2005 Author Report Share Posted May 4, 2005 ~bumpbut I can't find a good 2nd DV letter. nothing on the sample letters or search that I can find but I know its here somewhere. Link to comment Share on other sites More sharing options...
chincheck Posted May 4, 2005 Report Share Posted May 4, 2005 I wouldn't use anything fancy. May 4, 2005Collection Agency123 Main St. Anytown, USA 11111RE: 2nd DV request on account 0000000To Whom:On xx/xx/xx, I received your response to my DV request dated xx/xx/xx. Your response failed to provide me with all the information I requested. Please provide the following:* Item 1* Item 2* Item 3* Item 4Your prompt response is appreciated.Just keep a list of violations for now and the date they occurred. After they respond to 2nd DV, list the violations on your ITS letter. Link to comment Share on other sites More sharing options...
AccO Posted May 6, 2005 Report Share Posted May 6, 2005 With the 2nd DV letter, would you add that they have 15 days to get fully validated? And would you also let them know that if they can't provide the information that you are taking them to court? Sorry for my nooby-ness. Link to comment Share on other sites More sharing options...
luna Posted May 6, 2005 Author Report Share Posted May 6, 2005 The advice is as always much appreciated!! Link to comment Share on other sites More sharing options...
*John* Posted June 8, 2005 Report Share Posted June 8, 2005 you've already got them on numerous violations. Go ahead and sue them and get some $$$ for ya! I sued Attention LLC for -one- violation of verifying with the CRA's after I sent DV. And I got 3k out of it. (still waiting on the check) But under Texas law, you can get more than the 1k under Federal. Go ahead and sue!Josh, thanks for posting. Just wanted to say I'm inspired John Link to comment Share on other sites More sharing options...
GreatGadsby Posted June 8, 2005 Report Share Posted June 8, 2005 keep in mind though that the CA is not required to send you everything you might be asking for. they are only required to provide competent evidence that the debt does belong to you and how they arrived at the balance owed. the stuff in the letter about requesting licenses and signed documents is great, but they don't necessarily have to send you everything in the letter.just a thought. Link to comment Share on other sites More sharing options...
luna Posted June 8, 2005 Author Report Share Posted June 8, 2005 So in fact they are not required to provide me with the complete documentation in the DV letter?? So as far as qualifying as proper validation its just a matter of my opinion VS theirs?? Thats a bit unsettling. I in fact got a hand written bill with the date of 2/2000. Debating on just laying low with them for the next 9 months til SOL falls off. IF thats even possible...... Link to comment Share on other sites More sharing options...
luna Posted June 8, 2005 Author Report Share Posted June 8, 2005 So my next question is ....what do they have to send? If they believe a copy of an old phone bill is ENOUGH -- is it really?? Link to comment Share on other sites More sharing options...
luna Posted June 9, 2005 Author Report Share Posted June 9, 2005 bump~~ Link to comment Share on other sites More sharing options...
Been_Ponzied Posted June 13, 2005 Report Share Posted June 13, 2005 I needed a sample 2nd DV letter, also. But what about also mentioning they are in violation of the FDCPA Section 809( and the fee for violating it is $1,000? Would that most likely cause them to sue you? Also where is the FTC opinion letter and should we quote a legal case? Or do they just laugh because they know we aren't attorneys? Link to comment Share on other sites More sharing options...
Been_Ponzied Posted June 13, 2005 Report Share Posted June 13, 2005 I sued Attention LLC for -one- violation of verifying with the CRA's after I sent DV. And I got 3k out of it. (still waiting on the check) But under Texas law, you can get more than the 1k under Federal. Go ahead and sue!How do you get more than $1,000 in federal court? Ask for damages of some sort? Link to comment Share on other sites More sharing options...
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