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im not sure if this is a split file help!!!!


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Hey everyone,

This is what happened.. I had a EQ score of 577 a few months ago.. With a crap load of things on my report.. well not i pull my EQ report and my score went up 10 points but now its only showing 1 thing on my report and its a negative CO.. Is this a good indicator of a split file???? What do i need to do to straighten it out? call them or what? Thanks in advance

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ok i just got off the phone with EQ and the lady had told me that i only had one thing showing under my SS number. So.. im not sure whether to be bummed or not lol.. my freakin file just got wiped out.. but i had alot of bad crap.. so i guess thats good.. though i had like 4 or 5 good accounts too.. I guess i will dispute the one thing on my file.. and start building from scratch...

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It could be split. Most CSRs wouldnt know a split file if you rolled it up and beat them over the head with it. Files dont just "wipe out" so you can safely assume that you have a split file. Send them a CMRRR letter stating that your file has split and you need it remerged. Follow up after you get the green card back through customer service.

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As devil said, you need to send them a letter. What I did was, while I was waiting for them to answer my letter, I kept calling until I got a CSR who was knowledgable. It took like 15 calls before I got a CSR who knew what I was talking about.

GOOD LUCK!

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ok i will have to do that.. send a letter and call them.. the csr kept tellin me. It might be because the people you are going through are not signed up through us. I said it was just on their two months ago.. lol dumb people.. thanks for the help..

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