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If I pay down cards to 50% of line, does that help?


Mannerheim
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Do either of the cards have an exorbitant interest rate? If it were me and I came into some extra cash I would pay down the card with the highest interest rate first and then start working on the card with the lower interest rate. Why line the cc companies' pockets? However, if you're looking for a quick FICO boost then paying both cards down to 50% (30% is ideal) would be the way to go.

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